▸ VIRTUAL CFO

Virtual CFO Services

Fractional CFO support — MIS, budgeting, cash flow and financial planning for growing businesses

Schedule Consultation

The firm provides Virtual CFO (fractional CFO) services — structured finance leadership for SMEs, startups and growing businesses that need CFO-level reporting, planning and controls without a full-time CFO. Engagements are structured as monthly retainers with an agreed reporting cadence, delivered remotely through cloud accounting systems with onsite reviews as agreed.

Areas of Service

MIS & Management Reporting
  • Monthly profit & loss, balance sheet and cash flow statements
  • KPI dashboards tailored to the business
  • Department and product-line profitability analysis
  • Budget vs actual variance analysis
  • Board and management review presentations
Budgeting & Forecasting
  • Annual and quarterly operating budgets
  • Rolling forecasts updated with actuals
  • Scenario and sensitivity planning
  • Capital expenditure planning
  • Break-even and margin analysis
Cash Flow & Working Capital
  • Cash flow forecasting and monitoring
  • Receivables and payables management
  • Working capital optimization
  • Bank facility documentation and coordination
  • Fund utilization monitoring
Financial Strategy & Controls
  • Pricing and profitability reviews
  • Cost control and expense management
  • Internal controls and SOPs for the finance function
  • Accounting system and process setup
  • Guidance and review for the in-house accounts team
Fundraising & Investor Support
  • Financial projections and business plans
  • Financial sections of pitch decks
  • Due diligence preparation and data-room support
  • Investor and lender MIS packs
  • Support in evaluating funding proposals
Compliance Oversight
  • Income tax, GST, TDS and ROC calendar monitoring
  • Statutory dues and filing status tracking
  • Audit readiness and coordination with auditors
  • Coordination with company secretaries and lawyers
  • Review of key contracts from a finance perspective

Engagement Model

Fractional
CFO Support Without a Full-Time Hire
Monthly MIS
Structured Reporting Cadence
Remote
Cloud-Based, With Onsite Reviews

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Considering a Virtual CFO?

Discuss the scope that fits your business — reporting, planning, cash and controls

Virtual CFO — Common Questions

HMC Saathi